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RuleRadar · Daily Digest · Mar 4, 2026
3 high-relevance items for your business
FinCEN · Final Rule
Beneficial Ownership Reporting Update
New exemptions for entities with existing FinCEN identifiers. If you're a registered MSB, your reporting timeline shifts from 90 to 30 days for ownership changes.
Effective: Apr 15, 2026 · Action required
CFPB · Proposed Rule
Interchange Fee Cap Amendment
Proposed reduction of debit interchange ceiling from 21c to 14.4c. Second-order impact: any fintech earning interchange revenue faces margin compression.
Comment period ends: May 30, 2026
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